Loan & Share Rates
|
Loan
|
Rate1
|
Term
|
|
New Vehicles
|
5.50%
|
36 months
|
|
|
5.75%
|
48-60 months
|
|
|
5.85%
|
66 months
|
|
- New Only ($25,000 & Above)
|
6.25%
|
72 months
|
|
|
|
|
|
Used Vehicles
|
|
|
|
- Year Models 2007 & Later
|
5.50%
|
24-36 months
|
|
- Year Models 2007 & Later
|
5.75%
|
48-60 months
|
|
- Year Models 2005-2006
|
5.75%
|
48 months
|
|
- Year Models 2003-2004
|
5.50%
|
36 months
|
|
- Year Models 2002 & Earlier
|
7.75%
|
24 months
|
|
|
|
|
|
New Boats
|
5.75%
|
72 months
|
|
|
|
|
|
Used Boats
|
5.75%
|
60 months
|
|
|
|
|
|
New Motorcycles
|
6.25%
|
60 months
|
|
- $20,000 and above
|
7.00%
|
72 months
|
|
|
|
|
|
Used Motorcycles
|
6.25%
|
48 months
|
|
|
|
|
|
New Motor homes
|
5.75%
|
60 months
|
|
|
6.50%
|
61-72 months
|
|
|
7.00%
|
84-120 months
|
|
|
|
|
|
Used Motor homes
|
5.75%
|
60 months
|
|
|
6.50%
|
61 - 72 months
|
|
|
7.00%
|
73-84 months
|
|
|
|
|
|
New 4 Wheelers / Jet Skis
|
7.75%
|
36-48 months
|
|
|
8.25%
|
60-66 months
|
|
|
|
|
|
Used 4 Wheelers / Jet Skis
|
8.00%
|
36-48 months
|
|
|
8.25%
|
60-66 months
|
|
|
|
|
|
New Farm Equipment
|
6.50%
|
60 months
|
|
- $25,000 & Above
|
6.50%
|
72 months
|
|
- File A UCC1 $25,000 & Above
|
7.00%
|
96 months
|
|
|
|
|
|
Used Farm Equipment
|
6.75%
|
48 months
|
|
- File A UCC1 $25,000 & Above
|
7.25%
|
72-96 months
|
|
|
|
|
|
Furniture or Appliances (90%), Miscellaneous (75%)
|
11.00%
|
48 months
|
|
|
|
|
|
Electronics or Office Equipment (75%)
|
10.00%
|
48 months
|
|
|
|
|
|
Closed End Signature Loan
|
10.25%
|
48 months
|
|
|
|
|
|
Open End Signature Loan (2 year review)
|
10.00%
|
Revolving
|
|
|
|
|
|
Mastercard / Visa (No Annual Fee)
|
8.95%
|
Revolving
|
|
|
|
|
|
Lines of Credit (2 year review)
|
9.75%
|
Revolving
|
|
Share Accounts
|
Minimum Balance
|
Dividend/ Interest Rate
|
APY2
|
|
Savings Account
|
$100
|
1.00%
|
1.00%
|
|
Checking Account
|
$500
|
0.50%
|
0.50%
|
|
Money Market
|
$2,000
$20,000
$50,000
|
1.50%
1.60%
1.70%
|
1.51%
1.61%
1.71%
|
|
HSA - Savings Account
|
$100
|
1.75%
|
1.76%
|
|
HSA - Checking Account
|
$500
|
1.25%
|
1.26%
|
|
IRAs (Traditional, Roth, Educational)
|
$25
|
1.75%
|
1.76%
|
|
Certificates3 (Also available for IRA's and HSA's)
|
Minimum Deposit
|
Dividend/ Interest Rate
|
APY2
|
|
3 Month Certificate
|
$1,000
|
2.65%
|
2.68%
|
|
6 Month Certificate & Traditional IRA
|
$1,000
|
2.75%
|
2.78%
|
|
1 Year Certificate & Traditional IRA
|
$1,000
|
2.85%
|
2.89%
|
|
1 Year Roth IRA
|
$1,000
|
2.85%
|
2.89%
|
|
1 Year Eduational IRA
|
$500
|
2.85%
|
2.89%
|
|
18 Month Certificate & Traditional IRA
|
$1,000
|
2.95%
|
2.99%
|
|
24 Month Certificate & Traditional IRA
|
$1,000
|
3.05%
|
3.09%
|
|
30 Month Certificate & Traditional IRA
|
$1,000
|
3.05%
|
3.09%
|
|
5 Year Certificate & Traditional IRA
|
$1,000
|
3.15%
|
3.20%
|
|
5 Year Roth IRA
|
$1,000
|
3.15%
|
3.20%
|
|
5Year Educational IRA
|
$500
|
3.15%
|
3.20%
|
1APR = Annual Percentage Rate
2APY = Annual Percentage Yield
3Early withdrawal penalties may apply on certificates
IRA's / HSA's can be placed in any certificate in which the minimum deposit requirements can be met. Restrictions may apply. Contact the credit union for full details.
Please note: Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual credit worthiness. Rates and fees are subject to change without notice. DuPont Goodrich FCU is not responsible for typographical errors. Please call to verify listed rates and fees.
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