CUMULATIVE IRA RATES

Rates effective as of November 8, 2017
  • Traditional IRA
  • 0.30% APY*
  • Rate: 0.30%
  • Minimum Deposit: $100
  • Educational IRA
  • 0.30% APY*
  • Rate: 0.30%
  • Minimum Deposit: $100

TRADITIONAL, Roth, & Coverdell IRA RATES

Rates effective as of November 8, 2017
  • 3 MONTH
  • 0.50% APY*
  • Rate: 0.50%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    0.60% APY*

    Rate: 0.60%
  • 6 MONTH
  • 0.80% APY*
  • Rate: 0.80%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    0.90% APY*

    Rate: 0.90%
  • 12 MONTH
  • 1.00% APY*
  • Rate: 1.00%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    1.10% APY*

    Rate: 1.10%
  • 18 MONTH
  • 1.11% APY*
  • Rate: 1.10%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    1.21% APY*

    Rate: 1.20%
  • 24 MONTH
  • 1.26% APY*
  • Rate: 1.25%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    1.36% APY*

    Rate: 1.35%
  • 30 MONTH
  • 1.36% APY*
  • Rate: 1.35%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    1.46% APY*

    Rate: 1.45%
  • 36 MONTH
  • 1.46 APY*
  • Rate: 1.45%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    1.56% APY*

    Rate: 1.55%
  • 48 MONTH
  • 1.76% APY*
  • Rate: 1.75%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    1.86% APY*

    Rate: 1.85%
  • 60 MONTH
  • 2.02% APY*
  • Rate: 2.00%
  • Minimum Deposit: $1,000
    Coverdell Minimum Deposit: $500
  • Deposits over $100,000:

    2.12% APY*

    Rate: 2.10%

*APY = Annual Percentage Yield. Early withdrawal penalties may apply on certificates. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Restrictions may apply. Rates are subject to change without notice.  DuGood FCU is not responsible for typographical errors.  Please call to verify rates.