Getting a personal loan shouldn't feel complicated.

We want to help you FEEL GOOD about getting a personal loan with four simple steps.

step 1 compare

1) Compare

Is a home owner express, personal loan, or line of credit the better option for you? 

step 2 calculate

2) Calculate

Run the numbers and calculate your monthly payment based upon the different options.

step 3 apply

3) Apply

Once you decide which option is right for you, the next step is to apply in about 10 minutes.  

step 4 relax

4) Relax

Our trusted Loan Advisors guide you through the process so you don't have to worry about a thing.

What are the best ways to use a personal loan?

We have found the most popular uses for personal loans include the following life stage events:


Consolidate Your Debt


Remodel Your House


Furniture and Appliances


Getting Married


Having Children




Christmas Shopping


Taking a Vacation


Veterinarian Care


Cosmetic Surgery


Vision Care


Dental Care

Not sure if this is the right loan for you? We'll call to help you.

Step 1: Compare personal loan rates as low as:

Rates effective as of October 18, 2017
  • 9.00% APR*
  • Up to 60 months
  • We recommend this option for those who have a mortgage with DuGood  and want to quickly borrow up to $30,000 for up to 60 months. Get same day access to your funds with no application fees. Restrictions apply.
  • 8.00% APR*
  • We recommend this option if you are looking to have money for unexpected expenses or for overdraft protection. It works like a credit card, so you can borrow money when you need it most.
  • 9.00% APR*
  • Up to 48 months
  • We recommend this option when you need to borrow money for a one-time expense. You enjoy a one-time lump sum with a fixed rate and consistent monthly payments.
Not sure which option is right for you? We'll call to help you.
View more personal loan rates.

"I appreciate how Brenda worked with me and helped me get my first loan. She treated me like a son and explained what options were best for me.."

Ryan, Nederland, TX      Member since 2015

We're on a mission to DO GOOD for Southeast Texas.

And we do this by helping you FEEL GOOD about saving money when applying for your personal loan.

Here are a few ways we have helped others just like you...

Jeffery, Buna, TX


"I came to this credit union to borrow money on a recommendation from another member, and here I am 14 years later! The staff treats me like I'm someone special every time I enter the lobby, and I'm always greeted with a big hello. It has truly been a pleasure being a member of DuGood."

Jose, Beaumont, TX


"When I needed a loan in an emergency situation, DuGood was there for me."

Martha, Beaumont, TX


"My loan officer was concerned and very friendly. Thank you, DuGood, for helping me in my time of need and for trusting me enough to give me a loan."

Have a question a personal loan but don't want to wait on hold?

Request a call back.

Get answers to frequently asked questions

+ What is the maximum term for Personal Loans?

At DuGood, you can finance a Personal Loan for up to 48 months.

+ Is there a maximum amount for Personal Loans?

Yes. The maximum amount you can finance is $20,000 if you meet certain qualifications.

To find out what you qualify for, apply online or call us at (409) 899-3430, extension 249.

+ What if I need more than $20,000 for my Personal Loan?

If you currently have a mortgage, we have other options available. Contact us to find out about a home equity loan or Home Owners Express loan.

+ Is there any penalty for paying off Personal Loans early?

No, there are no pre-payment penalties.

*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Rates are subject to change without notice. DuGood FCU is not responsible for typographical errors. Please call to verify listed rates and fees.