Consumer Loan Rates

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NEW & USED AUTO LOAN RATES

Rates effective February 21, 2024

Vehicle Age Term APR*
Up to 2024 48 Months 5.50%
2020-2024 60 Months 5.50%
2021-2024 66 Months 5.60%
2022-2024 72 Months 6.00%
2023-2024 78 Months 6.50%
New Auto's Only 84 Months 6.75%
  • Minimum loan amount for New Autos $32,500
  • No Minimum loan amount for Used Autos

*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.

Other Secured Loans

Rates effective February 21, 2024

Value Term APR*
36 Months 5.25%
$25K+ 60 Months 6.25%
$25K+ 72 Months 6.50%
$25K+ 84 Months 7.25%
$25K+ 96 Months 7.50%
$50K+ 120 Months 7.75%
$75K+ 180 Months 8.50%

*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.

Personal Loan Rates

Rates effective February 21, 2024

Loan Type Term APR*
Personal 60 Months 11.75%
Home Owner Express 72 Months 11.75%
Line of Credit Revolving 11.25%
Share Secured 3 - 60 Months Dividend Rate + 3.00%
Certificate Secured 3 - 60 Months Dividend Rate + 3.00%

*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.

Credit Card Rates

Rates effective February 21, 2024

Loan Type Term APR*
Credit Card Revolving 12.90% - 18.00%

*APR = Annual Percentage Rate. Restrictions apply, contact credit union for full details. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.