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Get up to

$ 500 cash back*

When you Finance or Refinance an Auto Loan.

Get My Auto loan
  • Rates As Low As
  • No Payments Up To
  • Earn Up To

Two ways to Save

Whether you're buying a new vehicle or refinancing your current loan, we offer flexible financing options to help you save more.

Finance Your Next Vehicle

Shop with confidence knowing you have competitive rates, flexible terms, and financing tailored to your needs.

Get Pre-approved

Refinance Your Current Loan

Lower your rate, reduce your monthly payment, or pay off your loan faster with refinancing options designed to help you save.

Refinance My Loan

*Cash back is based on amount financed. Offer valid for a limited time on qualifying auto loans of $20,000 or more new money. APR=Annual Percentage Rate. Rates, terms, and first payment dates vary, are subject to change, and are based on individual credit worthiness. Offer available on pre-approved, refinanced, and direct auto loans only. Auto refinances must be from another institution. Rate quoted includes all available discounts and is based on an A+ credit rating for a 48-month term. Other restrictions may apply. Contact credit union for complete details. Federally insured by NCUA. Equal Housing Lender.

Auto Loan Rates & Discounts

Get a rate discount of up to .50% off our current rates:

  • .25% Discount for Pre-Approvals or Refinances
  • .25% Discount for having a Checking Account with a Debit Card
  • 48 Months 4.25% APR* Up to 2026
  • 60 Months 4.50% APR* 2022-2026
  • 66 Months 4.60% APR* 2023-2026
  • 72 Months 5.00% APR* 2024-2026
  • 78 Months 5.25% APR* 2025-2026
  • 84 Months 5.75% APR* New Autos Only
Rates effective June 17, 2026

*APR = Annual Percentage Rate. Rates disclosed may differ based on creditworthiness, services used, and available discounts. Actual rates will vary and are subject to change. Credit is subject to approval. Vehicle year model may affect the available term. Minimum loan amount of $32,500 for 84-month term (new vehicles only). No Minimum loan amount for Used Autos. Contact credit union to verify current rates. Federally insured by NCUA. Equal Housing Lender.

Ready to Take the Wheel?

Start your auto loan application today and get up to $500 Cash Back.*

What you'll need >>

REFINANCING? CALCULATE YOUR POTENTIAL SAVINGS.

Our calculators provide general estimations only. Inconsistencies may occur and the outcomes are not credit guarantees. Auto Refi Calculations are based on current rates for an A+ credit score including all available discounts, at longest available term. Must qualify for rate discounts. For specific payment and rate information, please contact the credit union.

See more auto calculators >>

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Meet Our Lending Team

Headshot of Monika Conn

Monika Conn

VP of Consumer Lending and Collections
(409) 241-2270
  Email

Headshot of Catrina Reynolds

Catrina Reynolds

Director of Branch Lending
(409) 241-2263
  Email