Advantage Checking
Our Advantage Checking gives you more! For just $5 a month, you get all the features of our
Basic Checking, plus NO ATM fees, and extra perks like Identity Theft Protection,
Cell Phone Protection, 24/7 Roadside Assistance, and other great benefits.
advantage checking Features
Identity Theft Protection
Identity Theft Expense Reimbursement Coverage
Receive up to $10,000 for expenses associated with restoring your identity.
Comprehensive Identity Theft Resolution Services
Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
Debit and Credit Card Registration
Register your credit, debit, and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards lost or stolen.(Registration/activation required.)
3-in-1 Credit File Monitoring
IDProtect will monitor your Equifax, Experian, and TransUnion credit files daily, and automatically alert you if key changes occur. You can request a credit report online or by mail every 90 days.
(Registration/activation required.)
Identity Monitoring
Monitoring of over 1,000 databases.
(Registration/activation required.)
Online Identity Theft News Center and Valuable Phone and Web Resources
(Registration/activation required.)
Cellular Telephone Protection
- Up to $400 reimbursement cost for repair or replacement
- Up to two claims per year
- Covers the first four phones on a cellular telephone bill
- Bill must be paid through Advantage Checking account
Roadside Assistance
Available through our VIP Concierge Service
- 24 Hour Service
- Towing Assistance
- Flat Tire Assistance
- Oil, Fluid, and Water Delivery Service
- Fuel Delivery Service
- Lock-Out Assistance
- Battery Assistance
- Collision Assistance
- Drivers Valet
Emergency Travel Assistance
Available through our VIP Concierge Service
- 24-Hour Service Line
- Flight Re-booking
- Hotel Re-booking
- Rental Vehicle booking
Pet Service
Available through our VIP Concierge Service
- Provide details on traveling with pets
- Locate pet friendly hotels, apartments, condos
- Provide vaccination reminders
- Locate animal behaviorist, pet walkers, parks
- Locate/book kennels, boarding, pet sitting services, breeders, groomers, and obedience classes
- Coordinate breeders/owners to send pets to locations to breed
Register and activate your benefits
Register Online
Use your Access Code and follow the step-by-step instructions.
Register Via Phone
Call 1-866-210-0361 for assistance with registering and activation. You will be asked for your Access Code.
Activate Your Benefits
We'll break down what you need to do, so you can make the most of your benefits.
Get answers to frequently asked questions
When will the $5 be drafted from my account?
If you choose Advantage Checking, $5 will be debited from your account on the first day of every month.
Who do I contact to get assistance or file a claim?
In order to file a claim, call:
- Identity Theft Protection: call 1-866-210-0361.
- Cell Phone Protection: call 1-866-210-0361 within 60 days of damage or theft.
- Roadside Assistance, Emergency Travel Assistance, Pet Coverage: call 1-877-275-2995, and the service rep will contact available companies to assist you.
Does eClub offer a mobile app?
Yes. After you have registered and activated your benefits, you can download the eClub Online app in the App Store or Google Play.
What if I decide I want to discontinue my Advantage Checking?
No problem. If you decide you would like to revert back to our Basic Checking, contact our Member Services team at (409) 899-3430 and complete our form to opt out.
Restrictions apply. Contact the credit union for complete Advantage Checking disclosures.
