Step 1: Compare Home Equity Loan Rates as Low as:
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Home equity rates valid on first lien home equity loans only. Please call to verify listed rates and fees.
Step 3: Get Prepared for Your Home Equity Loan.
Your credit score is based upon your spending, payment, and credit history. It is represented by a number between 300 to 850. The higher your credit score is, the better rate you may get.
How to get prepared: We recommend you get a free yearly credit report to learn what's on your report before applying for a home equity loan.
Your Home's Value & Equity
We will assess the value of your house using independent appraisers to help determine how much you are eligible to borrow.
Your debt-to-income (DTI) ratio is calculated from how much of your total monthly income (before taxes are taken out) goes towards paying off your debt. This helps us to understand what percentage of your income will go towards your home equity loan.
Pay by Mail
P.O. Box 12899
Beaumont, TX 77726
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DOWNLOAD OUR FREE HOME EQUITY GUIDE
It breaks down the process step by step. Inside you'll learn what a home equity loan is, how you can use a home equity loan to achieve your goals, how to calculate the equity you currently have, and more!