Which Checking Account is Right for You?

Basic Checking

Advantage Checking

Monthly Fee $0 $5
ATM Fees $1 per transaction for out-of-network ATMs* No ATM Fees*
Dividends Earn Dividends on Balances of $1,000 or more Earn Dividends on Balances of $1,000 or more
Minimum Balance Requirements No Minimum Balance Requirements No Minimum Balance Requirements
Cell Phone Protection No Yes
24/7 Roadside Assistance No Yes
ID Theft Protection No Yes
Emergency Travel Assistance No Yes
Pet Coverage No Yes
Learn more about Advantage Checking.


*A terminal surcharge fee may still apply at certain ATMs. For a complete list of totally free ATMs, visit our ATM locations page.

Both Checking Accounts offer these Features

Secure Online and Mobile Banking

Keeping your money safe and secure is our priority. You can feel good about banking with DuGood.

Remote Check Deposit

Enjoy the convenience of depositing a check anytime, anywhere. Snap a pic. Deposit a check. Get your money faster.

Nationwide ATMs

Get fast cash without the fees at thousands of ATMs across the Nation.

Nationwide Branches

Access your account at thousands of credit union branches across the Nation.

Debit Cards with Rewards

Earn rewards every time you use your DuGood debit card and sign for your purchases.  Your points can be redeemed for travel, merchandise, special events, cash for college, and more.

Account Alerts

Don't miss a thing when it comes to your money. We've got many alert options to keep you in the know.  Set up account alerts through Money Management, Online Banking, and CardValet.

Online Bill Pay

Feel good knowing you can pay bills with a simple click and have no more worries about checks, stamps or late fees!


Do good for the earth and save a tree. Sign up for eStatements and have fast, free, secure access.

Enhance Your Checking Account 

Overdraft Protection

DuGood checking accounts can be enhanced with Overdraft Protection, which allows an automatic transfer of funds from another account of your choice. This helps avoid embarrassment when you try to make a purchase but don't have enough funds in your account.

A $5 fee per transfer will apply. Overdraft Protection excludes Money Market Accounts.

Restrictions may apply.  Not all overdrafts are guaranteed. 

Courtesy Pay

We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers. You also have the option to opt-in in for courtesy pay for ATM transactions and debit card purchases.

Restrictions may apply.  Not all overdrafts are guaranteed. 

Are you ready to open a checking account?

Apply now. New members
Apply now. Current members


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Get answers to frequently asked questions

Advantage Checking