WHICH CHECKING ACCOUNT IS RIGHT FOR YOU?

Student Checking
(Ages 10-18)
Basic Checking

Advantage Checking
(Ages 18+)
Monthly Service Fee NO Monthly Service Fee NO Monthly Service Fee NO Monthly Service Fee
Minimum Balance Requirements NO Minimum Balance Requirements NO Minimum Balance Requirements NO Minimum Balance Requirements
Transaction Requirements NO Minimum Transaction Requirements NO Minimum Transaction Requirements NO Minimum Transaction Requirements
Dividends Balances of $5 or more Balances of $1,000 or more No
ATM Fees NO ATM Fees* $1 per transaction for out-of-network ATMs* NO ATM Fees*
NSF or Overdraft Fees NO Fees $5 $5
Replacement Debit Card Fee NO Fee $10 $10
Cell Phone Protection No No Yes1
24/7 Roadside Assistance No No Yes
ID Theft Protection No No Yes
Emergency Travel Assistance No No Yes
Pet Coverage No No Yes

want to learn more about each account and their benefits?

Learn more about Student Checking.
Learn more about Advantage Checking.

*ATM Fees: A terminal surcharge fee may still apply at certain ATMs. For a complete list of totally free ATMs, visit our ATM locations page.
1Cell Phone Protection: To receive cell phone protection, you must pay your cell phone bill from your DuGood advantage checking account. eStatements required for Advantage Checking Accounts. Other restrictions, terms, and conditions apply to services. Contact the credit union for complete Advantage Checking disclosures.

CHECKING ACCOUNT FEATURES

Secure Online and Mobile Banking

Keeping your money safe and secure is our priority. You can feel good about banking with DuGood.

Remote Check Deposit

Enjoy the convenience of depositing a check anytime, anywhere. Snap a pic. Deposit a check. Get your money faster.

Nationwide ATMs

Get fast cash without the fees at thousands of ATMs across the Nation.

Nationwide Branches

Access your account at thousands of credit union branches across the Nation.

Debit Cards with Rewards

Earn rewards every time you use your DuGood debit card and sign for your purchases.  Your points can be redeemed for travel, merchandise, special events, cash for college, and more.

Account Alerts

Don't miss a thing when it comes to your money. We've got many alert options to keep you in the know.  Set up account alerts through Money Management, Online Banking, and CardValet.

Online Bill Pay

Feel good knowing you can pay bills with a simple click and have no more worries about checks, stamps or late fees!

eStatements

Do good for the earth and save a tree. Sign up for eStatements and have fast, free, secure access.

direct deposit

Direct Deposit

Get access to your paycheck up to 2 days early*, without the risk of lost, stolen, or misplaced checks. Just give us a call if you need help getting started.

Download Direct Deposit Form >>

*Some restrictions apply. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Earlier availability of funds is subject to the timing of payer's funding.

ENHANCE YOUR CHECKING ACCOUNT 

OVERDRAFT PROTECTION

DuGood checking accounts can be enhanced with Overdraft Protection, which allows an automatic transfer of funds from another account of your choice. This helps avoid embarrassment when you try to make a purchase but don't have enough funds in your account.

A $5 fee per transfer will apply. Overdraft Protection excludes Money Market Accounts.

*Not all overdrafts are guaranteed. After 15 consecutive days of the account being overdrawn, account restrictions will apply. Overdrafts must be paid in full within 45 days.

COURTESY PAY

We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers. You also have the option to opt-in in for courtesy pay for ATM transactions and debit card purchases.

*Courtesy Pay covers certain overdrafts up to approved limits. A fee of $30 per transaction will apply. Not all overdrafts are guaranteed. After 15 consecutive days of the account being overdrawn, account restrictions may apply. After 30 consecutive days of a loan delinquency, Courtesy Pay will be restricted. Overdrafts must be paid in full within 45 days.

ARE YOU READY TO OPEN A CHECKING ACCOUNT?

Apply now. New members
Apply now. Current members

SEE WHAT OTHERS HAVE TO SAY

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GET ANSWERS TO FREQUENTLY ASKED QUESTIONS

ADVANTAGE CHECKING