Something Powerful
Tell The Reader More
The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.
Remember:
- Bullets are great
- For spelling out benefits and
- Turning visitors into leads.
Need help getting started? Give us a call at (409) 899-3430
Something Powerful
Tell The Reader More
The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.
Remember:
- Bullets are great
- For spelling out benefits and
- Turning visitors into leads.
three simple qualifiers
ENROLL IN
ESTATEMENTS
You'll be able to access your statements instantly—with no mail delays. With greater security within online banking.
Make 25 Debit Card transactions
(Excluding PIN based and ATM Transactions)
Sign for your purchase or bypass your PIN number at checkout wherever you shop.
Receive $1,000 in ACH Deposits
Get your paycheck, social security, retirement income, or other deposits securely delivered straight into your DuGood account.
Earn
Checking Account Features
Secure Online and Mobile Banking
Keeping your money safe and secure is our priority. You can feel good about banking with DuGood.
Remote Check Deposit
Enjoy the convenience of depositing a check anytime, anywhere. Snap a pic. Deposit a check. Get your money faster.
Nationwide ATMs
Get fast cash without the fees at thousands of ATMs across the Nation.
Nationwide Branches
Access your account at thousands of credit union branches across the Nation.
eStatements
Do good for the earth and save a tree. Sign up for eStatements and have fast, free, secure access.
Account Alerts
Don't miss a thing when it comes to your money. We've got many alert options to keep you in the know. Set up account alerts through Money Management, Online Banking, and CardValet.
Online Bill Pay
Feel good knowing you can pay bills with a simple click and have no more worries about checks, stamps or late fees!
Direct Deposit
Get access to your paycheck up to 2 days early*, without the risk of lost, stolen, or misplaced checks. Just give us a call if you need help getting started.
*Some restrictions apply. Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Earlier availability of funds is subject to the timing of payer's funding.
ENHANCE YOUR CHECKING ACCOUNT
OVERDRAFT PROTECTION
DuGood checking accounts can be enhanced with Overdraft Protection, which allows an automatic transfer of funds from another account of your choice. This helps avoid embarrassment when you try to make a purchase but don't have enough funds in your account.
A $5 fee per transfer (max of one fee per day) will apply. Overdraft Protection excludes Money Market Accounts.
*Not all overdrafts are guaranteed. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. After 15 consecutive days of the account being overdrawn, account restrictions will apply. Overdrafts must be paid in full within 45 days.
COURTESY PAY
We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers. You also have the option to opt-in for courtesy pay for ATM transactions and debit card purchases.
*Courtesy Pay covers certain overdrafts up to approved limits. A fee of $30 per transaction will apply. Not all overdrafts are guaranteed. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing. After 15 consecutive days of the account being overdrawn, account restrictions may apply. After 30 consecutive days of loan delinquency, Courtesy Pay will be restricted. Overdrafts must be paid in full within 45 days.
SEE WHAT OTHERS HAVE TO SAY
GET ANSWERS TO FREQUENTLY ASKED QUESTIONS
What happens if I don't meet all the monthly requirements?
Our Hi-Yield Checking is a tiered rate account. If the monthly qualifications are not met, you will earn a lower yield. See disclosure above for rates. This does not exclude you from getting the Hi-Yield rate in the future!
Will my account(s) that meet the qualification criteria automatically be switched to a Hi-Yield Checking?
No, your accounts will not automatically be switched. If you would like to take advantage of a Hi-Yield Checking, stop by your local branch or give us a call.
How can I switch to a Hi-Yield Checking Account?
You can switch to the account by phone or in person. If you prefer to make the switch by phone, we will handle all paperwork electronically through DocuSign.
If I switch, will I have to get a new debit card?
No, a new debit card is not required. You will be able to continue using your current debit card.
Will I lose the points earned on my debit card before I switched to a Hi-Yield Checking?
No, points earned before your account was switched will not be removed. However, Hi-Yield Checking does not earn reward points.
Can I have more than one Hi-Yield Checking Account?
Yes, you are welcome to have more than one Hi-Yield Checking! In order to receive Hi-Yield rates, you will have to meet all the monthly qualifications on each account.
Can I have a Hi-Yield and an Advantage Checking Account?
Yes! When it comes to finances, we understand that each of our members has different needs. We encourage you to take advantage of all of our products and services that best fit your goals and lifestyle.


