You may have a very idealistic vision of retirement — doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around when you retire, but the benefit that you get from Uncle Sam may not provide enough income for your retirement years. To make matters worse, few employers today offer a traditional company pension plan that guarantees you a specific income at retirement. On top of that, people are living longer and must find ways to fund those additional years of retirement. Such eye-opening facts mean that today, sound retirement planning is critical.
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Annual budgets aren’t just for big corporations or the wealthy. Whether you’re planning for a vacation, saving for retirement or buying a home, a yearly budget is very important. Even if you want to stop living paycheck to paycheck, you must learn to budget. Don’t make the mistake of thinking that just by spending as little as possible you can take control of your financial life.
November 29th is the great day of savings this year. We all know it as Black Friday. It’s that day after Thanksgiving where just about every category of shopping goes on sale. Typically, folks look at this day as the opportunity to save big bucks on their favorite merchandise. It’s true, Black Friday offers screaming deals. Here, you’ll find out some interesting information about this crazy “holiday” that will either be thought-provoking, or it might make you think twice about buying that TV you’ve always wanted.