Student Checking
Designed for ages 10-18, our Student Checking Account helps tweens and teens learn financial responsibility in a controlled, safe environment. Students gain hands-on experience handing their own day-to-day finances without the danger of racking up fees!
Need help getting started?
Give us a call at (409) 899-3430
NO ACCOUNT FEES
NO Minimum Balance or Transaction Requirements
NO Monthly Service Fees
FREE Access to our Nationwide ATM Network
*If using an out of network ATM, a terminal surcharge fee may apply. For a complete list of totally free ATMs, visit our website at www.dugood.org/ATM.
SPECIAL PERKS FOR STUDENTS
scholarship rewards
Earn cash for college every time you swipe your card and sign for your purchase.
Maximize your points
Student points can be combined with two adult debit cards to maximize value.
birthday reward
Every year, receive $10 during your
birthday month.
initial deposit match
When you open a checking account, we'll match your first deposit up to $25.
Double reward points
Earn double Scholarship Reward points for two months during Back to School.
*DuGood membership (savings and checking account) is required. A parent or legal guardian must be on the account with the student. The minimum opening deposit for a savings and checking account is $5 each. Student will receive an initial deposit match on a new first time checking up to $25. Scholarship Rewards: Earn rewards every time you use your debit card and sign for your purchase (enter transaction as credit not debit). You’ll earn 1 point for every $2 spent. Other restrictions may apply. For complete program details, contact the credit union.
We Believe Saving Money Shouldn't Feel Impossible.
Quick Access
Basic Savings Accounts are ideal if you need quick access to your savings. We also recommend using this account for overdraft protection by tying it to your checking account. Check rates.
Quick Access
Basic Savings Accounts are ideal if you need quick access to your savings. We also recommend using this account for overdraft protection by tying it to your checking account. Check rates.
Higher Interest
Money Market Deposit Accounts are an ideal savings choice to consider when you meet the minimum balance requirement of $2,000 as they earn a higher dividend rate than our basic savings account. Check rates.
Higher Interest
Money Market Deposit Accounts are an ideal savings choice to consider when you meet the minimum balance requirement of $2,000 as they earn a higher dividend rate than our basic savings account. Check rates.
Higher Interest
Money Market Deposit Accounts are an ideal savings choice to consider when you meet the minimum balance requirement of $2,000 as they earn a higher dividend rate than our basic savings account. Check rates.
*DuGood membership (savings account and checking account) is required. A parent or legal guardian must be on the account with the student. Purchased product(s) fee(s) may apply. A minimum opening deposit for savings and checking accounts is $5 each.
1Earn rewards every time you use your debit card and sig for your purchase. You’ll earn 1 point for every $2 spent. Other restrictions may apply.
custom high school debit cards that earn cash for college!
Show school spirit and earn merchandise rewards or Cash for College every time you use your DuGood Debit Card and sign for your purchases.
Custom Debit Cards Available
Other custom Debit Cards coming soon!
Parental Controls & Oversight with CardValet
- Turn your debit card on and off
- Set alerts to advise when card is used
- Set daily spending limits
- Restrict transactions based on merchant type, transaction type, and location
- Transfer money between accounts via Online Banking
GET ANSWERS TO FREQUENTLY ASKED QUESTIONS
How long does it take to get a debit card?
Getting a debit card only takes a few minutes! Just stop by your local branch, and our staff can issue you one instantly.
How do I activate my debit card or change my debit card PIN?
Please call (800) 992-3808.
How do I report a lost or stolen debit card?
Please call (409) 899-3430 or (800) 472-3272.
How do I report debit card fraud?
Please call (800) 262-2024.
Is there a daily spending limit on debit cards?
Yes. The daily limit on debit cards is $300 for point of sale transactions and $500 for ATM transactions.
How can I redeem my Scholarship Rewards?
When you're ready to redeem your Scholarship Rewards, stop by your local branch and ask for a redemption form. Our staff will be happy to help you complete it and submit it for processing.
Redemption requests typically take 5-7 business days to be completed. Once your request has been successfully completed, your money will be deposited into the DuGood account of your choice.
Is there a charge for replacing your debit card?
No. For Student Debit Cards there is no fee to replace your debit card.