Need help getting started? Give us a call at (409) 726-2126

Step 1: Compare Land loan rates as low as:

Rates effective August 27, 2019

5 YEAR

5.00% APR*

Down Payment
20%

10 YEAR

5.25% APR*

Down Payment
20%

15 YEAR

5.625% APR*

Down Payment
20%

*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.

Step 3: Understand the Process and Benefits of a Land Loan.

The Pre-approval Process

The pre-approval process can vary greatly between land and property  lenders. That's because these types of loans typically require a lot more information from you than a conventional loan. At DuGood, we make this process quick and easy for you. 

The Appraisal Process

The time needed to complete this process is something land and property lenders can rarely control. A quality land appraisal can take between 3 to 4 weeks and should be very detailed to help establish the most accurate value of the land. However, this can vary depending on the size of the land, type of use, location, and market volume.

The Title Process

A land loan requires a title commitment and a title check to ensure ownership, and that there are no hidden liens against the title. If all information has been submitted correctly, the title process generally takes around a week or two.

benefits of a land loan

Up to 80%
financing
Low closing
costs
Terms up to
15 years
No pre-payment
penalties

Ways To Pay Your Loan

Pay by Mail


DuGood FCU
P.O. Box 12899
Beaumont, TX 77726

SEE WHAT OTHERS HAVE TO SAY

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Meet Our Mortgage Team

Sandra

Sandra Bickham
VP Mortgage Lending
(409) 726-2107

Susan

Susan Benoit
Mortgage Operations Manager
(409) 726-2115

Sandra

Sandra Flanigan
Senior Mortgage Lender
(409) 726-2104

Sandy

Sandy Ferrell
Senior Mortgage Lender
(409) 726-2106

Holly

Holly Barlow
Mortgage Loan Servicer
409-726-2113

Candy

Candy Pitts
Mortgage Loan Processor
(409) 726-2111

Kristie

Kristie Baxter
Mortgage Loan Processor III
(409) 726-2178

Get answers to frequently asked questions