Step 1: Compare Mortgage Refinance Rates as Low as:
Step 3: Get Prepared to Refinance Your House.
Your credit score is based upon your spending, payment, and credit history. It is represented by a number between 300 to 850. The higher your credit score is, the easier it can be to get approved for your mortgage refinance.
How to get prepared: We recommend you get a free yearly credit report to learn what's on your report before applying for your mortgage refinance.
Your Home's Value
We will assess the value of your house using independent appraisers to help determine how much you are eligible to borrow.
How to get prepared: Click here to get a basic understanding of what your home's value might be before applying for your mortgage refinance.
Your debt-to-income (DTI) ratio is calculated from how much of your total monthly income (before taxes are taken out) goes towards paying off your debt. This helps us to understand what percentage of your income will go towards your home loan.
Pay by Mail
P.O. Box 12899
Beaumont, TX 77726
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Get answers to frequently asked questions
Download our free guide to refinancing your home
It breaks down the process step by step. Inside you'll learn how to decide your goals, calculate your savings, get your home's value, and more!