We Believe Saving Money Shouldn't Feel Impossible.

What are your savings goals? 

Saving accounts

The Ideal account for when you need quick access to your money. We also recommend using this account for overdraft protection by tying it to your checking account.

Check savings rates
or open an account >>

Money Market deposits

The ideal account to consider when you meet the minimum balance requirement of $2,000, as they earn a higher dividend rate than our basic savings account.

Check money market rates
or open an account >>


The ideal account when looking for a higher guaranteed rate of return on a minimum deposit of $1,000 with terms ranging from 3 to 60 months.

 Check certificate rates
or open an account >>


Individual Retirement Accounts (IRAs) are ideal when saving for retirement. There are different types of IRAs to consider—Traditional, Roth, and Educational—each with different tax saving advantages.

Check IRA rates
or open an account >>

Christmas Club

The ideal account if you want to stop using credit cards for holiday purchases and are tired of worrying about having enough money to buy gifts for friends and family.

If you are not a member of DuGood, you can open a Christmas Club at account opening:
Check Christmas Club rates
or open an account >>

Health Savings

The ideal account if you are enrolled in a High Deductible Health Plan (HDHP) and want to pay for current health expenses while enjoying saving for future qualified medical expenses tax-free.

Check HSA rates
or open an account >>

Already a member? Log in to Online Banking to add any one of these accounts to your existing membership*.

Log in to Online Banking to add a suffix.

*IRAs and HSAs must be opened in a branch.


This section contains a carousel featuring member reviews. The carousel is not fully controllable by keyboard and contains repetitive info that is not easily interpreted by screen readers.

Get answers to frequently asked questions