Personal Loans and Lines of Credit
Not quite ready to apply? We can help you get a personal loan with three simple steps.
Step 1: Compare personal loan rates as low as:
HOME OWNER EXPRESS
9.00% APR*
Up to 60 months
We recommend this option for those who have a mortgage with DuGood and want to quickly borrow up to $30,000 for up to 60 months. Get same day access to your funds with no application fees. Restrictions apply.
LINE OF CREDIT
8.00% APR*
We recommend this option if you are looking to have money for unexpected expenses or for overdraft protection. It works like a credit card, so you can borrow money when you need it most.
PERSONAL LOAN
9.00% APR*
Up to 48 months
We recommend this option when you need to borrow money for a one-time expense. You enjoy a one-time lump sum with a fixed rate and consistent monthly payments.
Step 2: Calculate your monthly payment.
We recommend calculating your monthly personal loan payment using the rate and term above. It is helpful to remember the rate you may qualify for could be different depending on a variety of factors including the term and your credit score.
Step 3: Apply for your personal loan.
Just imagine how you will feel when you get the money you need to buy the things you want.
Here are a few ways we've helped others just like you.
Jeffery, Buna, TX
MEMBER SINCE 2002
"I came to this credit union to borrow money on a recommendation from another member, and here I am 14 years later! The staff treats me like I'm someone special every time I enter the lobby, and I'm always greeted with a big hello. It has truly been a pleasure being a member of DuGood."
Jose, Beaumont, TX
MEMBER SINCE 2008
"When I needed a loan in an emergency situation, DuGood was there for me."
Martha, Beaumont, TX
MEMBER SINCE 2016
"My loan officer was concerned and very friendly. Thank you, DuGood, for helping me in my time of need and for trusting me enough to give me a loan."
Meet Our Lending Team
Get answers to frequently asked questions
What is the maximum term for Personal Loans?
At DuGood, you can finance a Personal Loan for up to 48 months.
Is there a maximum amount for Personal Loans?
Yes. The maximum amount you can finance is $20,000 if you meet certain qualifications.
To find out what you qualify for, apply online or call us at (409) 899-3430, extension 249.
What if I need more than $20,000 for my Personal Loan?
If you currently have a mortgage, we have other options available. Contact us to find out about a home equity loan or Home Owners Express loan.
Is there any penalty for paying off Personal Loans early?
No, there are no pre-payment penalties.
What are the best ways to use a Personal Loan?
You can use a Personal Loan for just about any purpose:
- Debt consolidation
- Home remodel
- Furniture and appliances
- Getting married
- Having children
- Funerals
- Christmas shopping
- Take a vacation
- Veterinarian care
- Cosmetic surgery
- Vision care
- Dental care
*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Rates are subject to change without notice. DuGood FCU is not responsible for typographical errors. Please call to verify listed rates and fees.
