Personal Loans and Lines of Credit
Not ready to apply? We can help you get a personal loan with three simple steps.
Step 1: Compare personal loan rates as low as:
Rates effective June 18, 2025
| Loan Type | Term | APR* |
|---|---|---|
| Personal | 60 Months | 11.75% |
| Home Owner Express | 72 Months | 11.75% |
| Line of Credit | Revolving | 11.25% |
| Share Secured | 3 - 60 Months | Dividend Rate + 3.00% |
| Certificate Secured | 3 - 60 Months | Dividend Rate + 3.00% |
*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.
Step 2: Calculate your monthly payment.
We recommend calculating your monthly personal loan payment using the rate and term above. It is helpful to remember the rate you may qualify for could be different depending on a variety of factors including the term and your credit score.
Step 3: Apply for your personal loan.
Get the money you need to buy the things you want.
SEE WHAT OTHERS HAVE TO SAY
Meet Our Lending Team
Monika Conn
VP of Consumer Lending and Collections
(409) 241-2270
Email
Catrina Reynolds
Director of Branch Lending
(409) 241-2263
Email
Blake Worthey
Chief Lending Officer
(409) 241-2261
Email
Get answers to frequently asked questions
What is the maximum term for Personal Loans?
At DuGood, you can finance a Personal Loan for up to 60 months.
Is there a maximum amount for Personal Loans?
Yes. The maximum amount you can finance is $20,000 if you meet certain qualifications.
To find out what you qualify for, apply online or call us at (409) 899-3430, extension 249.
What if I need more than $20,000 for my Personal Loan?
If you currently have a mortgage, we have other options available. Contact us to find out about a home equity loan or Home Owners Express loan.
Is there any penalty for paying off Personal Loans early?
No, there are no pre-payment penalties.
What are the best ways to use a Personal Loan?
You can use a Personal Loan for just about any purpose:
- Debt consolidation
- Home remodel
- Furniture and appliances
- Getting married
- Having children
- Funerals
- Christmas shopping
- Take a vacation
- Veterinarian care
- Cosmetic surgery
- Vision care
- Dental care
*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Rates are subject to change without notice. DuGood FCU is not responsible for typographical errors. Please call to verify listed rates and fees.