Digital Wallet Features

Fast and Easy Checkout

Just hold your device up to the terminal during checkout or pay with a single touch in apps or online. It's really that simple!

Rack Up Rewards

Apple and Android users will continue earning Scholarship and uChoose Rewards as normal.

Added Security

Enjoy an extra layer of protection for your debit and credit cards. These services won't share your card number with merchants.


Add your insurance card or your favorite loyalty cards like Walgreen's Balance Rewards, My Panera, and more.

Send and Receive money

Pay friends and family via text or by using Siri. Apple Pay Cash makes moving money effortless.

Add Your Debit and Credit Cards

Apple Pay
Google Pay
Samsung Pay

Get answers to frequently asked questions

The following content sections are accordions, but are always visible for screen reader users. These controls do not have any effect for screen reader users.

Using Apple Pay in stores only takes seconds! Just hold your iPhone or Apple Watch near the reader with your finger on Touch ID or double-click the side button on your watch.

For Google Pay, just unlock your phone and hold it up to the terminal.

To check out using Samsung Pay, simply hold up your device to the terminal and tap.

You can also use all of these services to make purchases within apps and online.

All are very safe! When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. Your card number is never stored on your device or Apple’s servers, and when you pay, your card numbers are never shared with merchants. Apple Pay doesn’t keep transaction information that can be tied back to you. Your most recent purchases are kept in Wallet for your convenience, but that’s as far as it goes.

Similarly, Google Pay doesn't send your actual credit or debit card number with your payment. Instead, it uses a virtual account number to represent your card information, so your details stay safe and secure.

Samsung Pay uses tokenization to create a unique randomized set of numbers to be used at each new transaction. Your real card number is never used from your phone. Each transaction must be authenticated by your fingerprint, pin number, or iris scan.

With both Apple and Google Pay, users will continue to earn reward points as normal. You can also add rewards cards like Walgreen’s Balance Rewards, Kohl’s Yes2You Rewards, and more. Simply, hold your phone to the terminal before you pay.

Samsung Pay has its own rewards program where you can earn points with every purchase. Rewards can be redeemed for gift cards and entry into instant win games. The more you use Samsung Pay, the more rewards you’ll earn each month.

Each payment app has specific device and OS requirements.

Apple Pay eligible devices

Google Pay device support

Samsung Pay support

  • A DuGood debit or credit card
  • The latest version of your device’s operating system (iOS or Android)
  • Apple users must have an apple ID and sign into iCloud

Samsung users will have to call the credit union in order to activate their wallet. Dial the main number for your area and press option 2.

If you are a CardValet user, be sure your card is turned on, so it will function properly.

  • The Near Field Communication (NFC) feature on the device must be turned on. This can usually be done in the settings menu.
  • If you use CardValet, the card must be turned on so it can function properly.

You can store lots of things—not just your DuGood debit and credit cards! You can add insurance cards, reward cards, and more.