The holidays are a time full of merry gift-giving and cheer, but once it’s all over and you get that final credit card statement, the wonderment of the holidays is sure to fade into a distant memory. The most important way to avoid over-spending on holiday gifts is to remember to plan ahead. Consider these holiday spending tips during this year's season of giving:
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Going back to school suggests it is the end of summer and the beginning of school supply sales, material lists from new teachers and classes, and long lines at school supply stores. Children disappointed by the finish of their summer vacation are encouraged with the purchase of new clothes, books and occasionally, treats and impulse buys.