Home Loan rates
Compare DuGood Federal Credit Union's best home loan rates and save money.
HOME LOAN RATES
10 YEAR
5.50%
5.83% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
15 YEAR
5.50%
5.73% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
20 YEAR
6.00%
6.19% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
30 YEAR
6.00%
6.14% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
SECOND HOME LOAN RATES
Rates effective September 21, 2022
10 YEAR
5.75%
6.08% APR*
Maximum LTV is 80%
15 YEAR
5.75%
5.99% APR*
Maximum LTV is 80%
20 YEAR
6.25%
6.44% APR*
Maximum LTV is 80%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
LAND LOAN RATES
5 YEAR
7.50%
8.07% APR*
Down Payment 20%
10 YEAR
7.75%
8.06% APR*
Down Payment 20%
15 YEAR
7.75%
7.97% APR*
Down Payment 20%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
CONSTRUCTION LOAN RATES
12 MONTHS
6.75%
15.91% APR*
Interest payments only during construction
Maximum LTV is 80%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.