Home Loan rates
Compare DuGood Federal Credit Union's best home loan rates and save money.
HOME LOAN RATES
10 YEAR
3.00%
3.31% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
15 YEAR
3.00%
3.21% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
20 YEAR
3.50%
3.67% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
30 YEAR
3.50%
3.62% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
INVESTMENT/RENTAL HOME LOAN RATES
10 YEAR
4.00%
4.32% APR*
Maximum LTV is 80%
15 YEAR
4.00%
4.22% APR*
Maximum LTV is 80%
20 YEAR
4.50%
4.68% APR*
Maximum LTV is 80%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
SECOND HOME LOAN RATES
10 YEAR
3.25%
3.56% APR*
Maximum LTV is 80%
15 YEAR
3.25%
3.47% APR*
Maximum LTV is 80%
20 YEAR
3.75%
3.92% APR*
Maximum LTV is 80%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
LAND LOAN RATES
5 YEAR
5.00%
5.54% APR*
Down Payment 20%
10 YEAR
5.25%
5.54% APR*
Down Payment 20%
15 YEAR
5.25%
5.45% APR*
Down Payment 20%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
CONSTRUCTION LOAN RATES
12 MONTHS
7.00%
20.17% APR*
Interest payments only during construction
Maximum LTV is 80%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
