HOME LOAN RATES
Rates effective January 18, 2023

10 YEAR

5.25%

5.59% APR*

Maximum Refinance LTV is 90%

Maximum Purchase Money LTV is 95%

15 YEAR

5.25%

5.49% APR*

Maximum Refinance LTV is 90%

Maximum Purchase Money LTV is 95%

20 YEAR

5.75%

5.94% APR*

Maximum Refinance LTV is 90%

Maximum Purchase Money LTV is 95%

30 YEAR

5.75%

5.90% APR*

Maximum Refinance LTV is 90%

Maximum Purchase Money LTV is 95%

*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.

SECOND HOME LOAN RATES

Rates effective January 18, 2023

10 YEAR

5.50%

5.84% APR*

Maximum LTV is 80%

15 YEAR

5.50%

5.74% APR*

Maximum LTV is 80%

20 YEAR

6.00%

6.20% APR*

Maximum LTV is 80%

*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.

LAND LOAN RATES
Rates effective January 18, 2023

5 YEAR

7.25%

7.82% APR*

Down Payment 20%

10 YEAR

7.50%

7.81% APR*

Down Payment 20%

15 YEAR

7.50%

7.73% APR*

Down Payment 20%

*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.

CONSTRUCTION LOAN RATES
Rates effective January 18, 2023

12 MONTHS

7.25%

10.23% APR*

Interest payments only during construction

Maximum LTV is 80%

*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.