HOME LOAN RATES
10 YEAR
5.25%
5.59% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
15 YEAR
5.25%
5.49% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
20 YEAR
5.75%
5.94% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
30 YEAR
5.75%
5.90% APR*
Maximum Refinance LTV is 90%
Maximum Purchase Money LTV is 95%
SECOND HOME LOAN RATES
Rates effective January 18, 2023
10 YEAR
5.50%
5.84% APR*
Maximum LTV is 80%
15 YEAR
5.50%
5.74% APR*
Maximum LTV is 80%
20 YEAR
6.00%
6.20% APR*
Maximum LTV is 80%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
LAND LOAN RATES
5 YEAR
7.25%
7.82% APR*
Down Payment 20%
10 YEAR
7.50%
7.81% APR*
Down Payment 20%
15 YEAR
7.50%
7.73% APR*
Down Payment 20%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.
CONSTRUCTION LOAN RATES
12 MONTHS
7.25%
10.23% APR*
Interest payments only during construction
Maximum LTV is 80%
*APR = Annual Percentage Rate. APR is calculated based on a loan amount of $100,000. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.