SAVINGS ACCOUNT RATES

Rates effective April 19, 2023

Savings Account

0.25% APY*

  • Rate: 0.25%
  • Minimum Balance: $100

Christmas Club

0.25% APY*

  • Rate: 0.25%
  • Minimum Balance: $100

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open.  Any fee incurred could reduce earnings. Please call to verify rates.

CHECKING ACCOUNT RATES

Rates effective April 19, 2023

Commercial Checking Account

0.05% APY*

  • Rate: 0.05%
  • Minimum Balance to earn dividends: $1,000

Basic Checking Account

0.05% APY*

  • Rate: 0.05%
  • Minimum Balance to earn dividends: $1,000

Advantage Checking Account

0.00% APY*

  • Rate: 0.00%
  • Dividends do not accrue

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.

MONEY MARKET RATES

Rates effective April 19, 2023

Money Market Account

1.00% APY*

  • Rate: 1.00%
  • Minimum Deposit: $2,000

Money Market Account

1.00% APY*

  • Rate: 1.00%
  • Minimum Deposit: $50,000

Money Market Account

1.26% APY*

  • Rate: 1.25%
  • Minimum Deposit: $100,000

Commercial Money Market Account

1.00% APY*

  • Rate: 1.00%
  • Minimum Deposit: $2,000

*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.

CERTIFICATE/IRA RATES

Rates effective September 1, 2023

3 MONTH

2.53% APY*

  • Rate: 2.50%
  • Minimum Deposit: $1,000

6 MONTH

3.56% APY*

  • Rate: 3.50%
  • Minimum Deposit: $1,000

12 MONTH

4.86% APY*

  • Rate: 4.75%
  • Minimum Deposit: $1,000

18 MONTH

4.86 APY*

  • Rate: 4.75%
  • Minimum Deposit: $1,000

24 MONTH

4.86% APY*

  • Rate:4.75%
  • Minimum Deposit: $1,000

30 MONTH

3.04% APY*

  • Rate: 3.00%
  • Minimum Deposit: $1,000

36 MONTH

3.04% APY*

  • Rate: 3.00%
  • Minimum Deposit: $1,000

60 MONTH

3.04% APY*

  • Rate: 3.00%
  • Minimum Deposit: $1,000

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.

COVERDELL CERTIFICATE RATES

Rates effective September 1, 2023

6 MONTH

3.45% APY*

  • Rate: 3.40%
  • Minimum Deposit: $500

12 MONTH

4.75% APY*

  • Rate: 4.65%
  • Minimum Deposit: $500

18 MONTH

4.75% APY*

  • Rate: 4.65%
  • Minimum Deposit: $500

24 MONTH

4.75% APY*

  • Rate: 4.65%
  • Minimum Deposit: $500

30 MONTH

2.94% APY*

  • Rate: 2.90%
  • Minimum Deposit: $500

36 MONTH

2.94% APY*

  • Rate: 2.90%
  • Minimum Deposit: $500

60 MONTH

2.94% APY*

  • Rate: 2.90%
  • Minimum Deposit: $500

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.

CUMULATIVE IRA RATES

Rates effective April 19, 2023

Traditional IRA

1.00% APY*

  • Rate: 1.00%
  • Minimum Deposit: $100

Roth IRA

1.00% APY*

  • Rate: 1.00%
  • Minimum Deposit: $100

Educational IRA

1.00% APY*

  • Rate: 1.00%
  • Minimum Deposit: $100

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.

 

HEALTH SAVINGS ACCOUNT RATES

Rates effective April 19, 2023

HSA - Checking Account

0.05% APY*

  • Rate: 0.05%
  • Minimum Balance: $1,000

HSA - Savings Account

0.25% APY*

  • Rate: 0.25%
  • Minimum Balance: $100

*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.