Share rates
Compare DuGood Federal Credit Union's rates and save money.
Savings Account Rates
Rates effective September 18, 2024
| Account Type | Rate | APY* | Minimum Balance |
|---|---|---|---|
| Savings Account | 0.20% | 0.20% | $100 |
| Christmas Club | 0.20% | 0.20% | $100 |
*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.
Checking Account rates
Rates effective September 18, 2024
| Account Type | Rate | APY* | Minimum Balance |
|---|---|---|---|
| Basic Checking Account | 0.05% | 0.05% | $1,000 |
| Advantage Checking Account | 0.00% | 0.00% | Dividends do not accrue |
| Business Checking Account | 0.05% | 0.05% | $1,000 |
*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.
Health Savings Account Rates
Rates effective September 18, 2024
| Account Type | Rate | APY* | Minimum Balance |
|---|---|---|---|
| HSA - Checking | 0.05% | 0.05% | $1,000 |
| HSA - Savings Account | 0.20% | 0.20% | $100 |
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
Money Market Rates
Rates effective September 18, 2024
| Account Type | Rate | APY* | Minimum Deposit |
|---|---|---|---|
| Money Market Account | 0.60% | 0.60% | $2,000 |
| Money Market Account | 0.60% | 0.60% | $50,000 |
| Money Market Account | 0.85% | 0.85% | $100,000 |
| Business Money Market Account | 0.60% | 0.60% | $2,000 |
*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.
Certificate/IRA Rates
Rates effective May 21, 2025
| Term | Rate | APY* |
|---|---|---|
| 3 Months | 2.50% | 2.53% |
| 6 Months | 3.90% | 3.97% |
| 12 Months | 4.40% | 4.49% |
| 18 Months | 3.65% | 3.71% |
| 24 Months | 3.25% | 3.30% |
| 30 Months | 3.25% | 3.30% |
| 36 Months | 3.25% | 3.30% |
| 60 Months | 3.25% | 3.30% |
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*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
Coverdell Certificate Rates
Rates effective May 21, 2025
| Term | Rate | APY* |
|---|---|---|
| 6 Months | 3.80% | 3.87% |
| 12 Months | 4.30% | 4.39% |
| 18 Months | 3.55% | 3.61% |
| 24 Months | 3.15% | 3.20% |
| 30 Months | 3.15% | 3.20% |
| 36 Months | 3.15% | 3.20% |
| 60 Months | 3.15% | 3.20% |
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*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
Cumulative IRA Rates
Rates effective September 18, 2024
| Account Type | Rate | APY* |
|---|---|---|
| Traditional IRA | 1.00% | 1.00% |
| Roth IRA | 1.00% | 1.00% |
| Educational IRA | 1.00% | 1.00% |
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*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.