Savings Account rates
Compare DuGood Federal Credit Union's savings account rates and save money.
SAVINGS ACCOUNT RATES
Rates effective September 21, 2022Savings Account
0.20% APY*
- Rate: 0.20%
- Minimum Balance: $100
Christmas Club
0.20% APY*
- Rate: 0.20%
- Minimum Balance: $100
*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.
CHECKING ACCOUNT RATES
Rates effective September 21, 2022Business Checking Account
0.05% APY*
- Rate: 0.05%
- Minimum Balance to earn dividends: $1,000
Basic Checking Account
0.05% APY*
- Rate: 0.05%
- Minimum Balance to earn dividends: $1,000
Advantage Checking Account
0.00% APY*
- Rate: 0.00%
- Dividends do not accrue
*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.
MONEY MARKET RATES
Rates effective September 21, 2022Money Market Account
1.00% APY*
- Rate: 1.00%
- Minimum Deposit: $2,000
Money Market Account
1.00% APY*
- Rate: 1.00%
- Minimum Deposit: $50,000
Money Market Account
1.05% APY*
- Rate: 1.05%
- Minimum Deposit: $100,000
Business Money Market Account
1.00% APY*
- Rate: 1.00%
- Minimum Deposit: $2,000
*APY = Annual Percentage Yield. Dividend rates are subject to change without notice, and may change after account is open. Any fee incurred could reduce earnings. Please call to verify rates.
CERTIFICATE RATES
Rates effective December 21, 20223 MONTH
1.30% APY*
- Rate: 1.30%
- Minimum Deposit: $1,000
6 MONTH
2.23% APY*
- Rate: 2.20%
- Minimum Deposit: $1,000
12 MONTH
2.78% APY*
- Rate: 2.75%
- Minimum Deposit: $1,000
18 MONTH
2.89% APY*
- Rate: 2.85%
- Minimum Deposit: $1,000
24 MONTH
2.99% APY*
- Rate: 2.95%
- Minimum Deposit: $1,000
30 MONTH
3.10% APY*
- Rate: 3.05%
- Minimum Deposit: $1,000
36 MONTH
3.20% APY*
- Rate: 3.15%
- Minimum Deposit: $1,000
60 MONTH
3.41% APY*
- Rate: 3.35%
- Minimum Deposit: $1,000
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
COVERDELL CERTIFICATE RATES
Rates effective December 21, 20226 MONTH
2.12% APY*
- Rate: 2.10%
- Minimum Deposit: $500
12 MONTH
2.69% APY*
- Rate: 2.65%
- Minimum Deposit: $500
18 MONTH
2.78% APY*
- Rate: 2.75%
- Minimum Deposit: $500
24 MONTH
2.89% APY*
- Rate: 2.85%
- Minimum Deposit: $500
30 MONTH
2.99% APY*
- Rate: 2.95%
- Minimum Deposit: $500
36 MONTH
3.10% APY*
- Rate: 3.05%
- Minimum Deposit: $500
60 MONTH
3.30% APY*
- Rate: 3.25%
- Minimum Deposit: $500
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
CUMULATIVE IRA RATES
Rates effective September 21, 2022Traditional IRA
0.50% APY*
- Rate: 0.50%
- Minimum Deposit: $100
Roth IRA
0.50% APY*
- Rate: 0.50%
- Minimum Deposit: $100
Educational IRA
0.50% APY*
- Rate: 0.50%
- Minimum Deposit: $100
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
TRADITIONAL, & Roth IRA RATES
Rates effective September 21, 20226 MONTH
1.97% APY*
- Rate: 1.95%
- Minimum Deposit: $1,000
12 MONTH
2.53% APY*
- Rate: 2.50%
- Minimum Deposit: $1,000
18 MONTH
2.63% APY*
- Rate: 2.60%
- Minimum Deposit: $1,000
24 MONTH
2.73% APY*
- Rate: 2.70%
- Minimum Deposit: $1,000
30 MONTH
2.83% APY*
- Rate:2.80%
- Minimum Deposit: $1,000
36 MONTH
2.93 APY*
- Rate: 2.90%
- Minimum Deposit: $1,000
60 MONTH
3.14% APY*
- Rate: 3.10%
- Minimum Deposit: $1,000
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
HEALTH SAVINGS ACCOUNT RATES
Rates effective September 21, 2022HSA - Checking Account
0.05% APY*
- Rate: 0.05%
- Minimum Balance: $1,000
HSA - Savings Account
0.20% APY*
- Rate: 0.20%
- Minimum Balance: $100
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.