Individual Retirement Account rates
Compare DuGood Federal Credit Union's best rates and
stop by any one of our convenient locations to open an IRA.
CUMULATIVE IRA RATES
Rates effective March 18, 2020Traditional IRA
0.20% APY*
- Rate: 0.20%
- Minimum Deposit: $100
Roth IRA
0.20% APY*
- Rate: 0.20%
- Minimum Deposit: $100
Educational IRA
0.20% APY*
- Rate: 0.20%
- Minimum Deposit: $100
TRADITIONAL, & Roth IRA RATES
Rates effective March 18, 20203 MONTH
0.35% APY*
- Rate: 0.35%
- Minimum Deposit: $1,000
Deposits over $100,000:
0.45% APY*
Rate: 0.45%
6 MONTH
0.60% APY*
- Rate: 0.60%
- Minimum Deposit: $1,000
Deposits over $100,000:
0.70% APY*
Rate: 0.70%
12 MONTH
1.00% APY*
- Rate: 1.00%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.11% APY*
Rate: 1.11%
18 MONTH
1.11% APY*
- Rate: 1.10%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.21% APY*
Rate: 1.20%
24 MONTH
1.21% APY*
- Rate: 1.20%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.31% APY*
Rate: 1.30%
30 MONTH
1.31% APY*
- Rate: 1.30%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.41% APY*
Rate: 1.40%
36 MONTH
1.41 APY*
- Rate: 1.40%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.51% APY*
Rate: 1.50%
48 MONTH
1.51% APY*
- Rate: 1.50%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.61% APY*
Rate: 1.60%
60 MONTH
1.87% APY*
- Rate: 1.85%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.97% APY*
Rate: 1.95%
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
