Individual Retirement Account rates
Compare DuGood Federal Credit Union's best rates and
stop by any one of our convenient locations to open an IRA.
CUMULATIVE IRA RATES
Rates effective October 1, 2021Traditional IRA
0.20% APY*
- Rate: 0.20%
- Minimum Deposit: $100
Roth IRA
0.20% APY*
- Rate: 0.20%
- Minimum Deposit: $100
Educational IRA
0.20% APY*
- Rate: 0.20%
- Minimum Deposit: $100
TRADITIONAL, & Roth IRA RATES
Rates effective February 25, 20213 MONTH
0.25% APY*
- Rate: 0.25%
- Minimum Deposit: $1,000
6 MONTH
0.30% APY*
- Rate: 0.30%
- Minimum Deposit: $1,000
12 MONTH
0.50% APY*
- Rate: 0.50%
- Minimum Deposit: $1,000
18 MONTH
0.50% APY*
- Rate: 0.50%
- Minimum Deposit: $1,000
24 MONTH
0.70% APY*
- Rate: 0.70%
- Minimum Deposit: $1,000
30 MONTH
0.80% APY*
- Rate:0.80%
- Minimum Deposit: $1,000
36 MONTH
0.90 APY*
- Rate: 0.90%
- Minimum Deposit: $1,000
60 MONTH
1.11% APY*
- Rate: 1.10%
- Minimum Deposit: $1,000
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.