Individual Retirement Account rates
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CUMULATIVE IRA RATES
Rates effective September 1, 2019Traditional IRA
0.25% APY*
- Rate: 0.25%
- Minimum Deposit: $100
Roth IRA
0.25% APY*
- Rate: 0.25%
- Minimum Deposit: $100
Educational IRA
0.25% APY*
- Rate: 0.25%
- Minimum Deposit: $100
TRADITIONAL, & Roth IRA RATES
Rates effective January 23, 20193 MONTH
1.00% APY*
- Rate: 1.00%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.26% APY*
Rate: 1.25%
6 MONTH
1.26% APY*
- Rate: 1.25%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.51% APY*
Rate: 1.50%
12 MONTH
1.51% APY*
- Rate: 1.50%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.76% APY*
Rate: 1.75%
18 MONTH
1.61% APY*
- Rate: 1.60%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.86% APY*
Rate: 1.85%
24 MONTH
1.71% APY*
- Rate: 1.70%
- Minimum Deposit: $1,000
Deposits over $100,000:
1.97% APY*
Rate: 1.95%
30 MONTH
1.81% APY*
- Rate: 1.80%
- Minimum Deposit: $1,000
Deposits over $100,000:
2.07% APY*
Rate: 2.05%
36 MONTH
1.91 APY*
- Rate: 1.90%
- Minimum Deposit: $1,000
Deposits over $100,000:
2.17% APY*
Rate: 2.15%
48 MONTH
2.02% APY*
- Rate: 2.00%
- Minimum Deposit: $1,000
Deposits over $100,000:
2.27% APY*
Rate: 2.25%
60 MONTH
2.37% APY*
- Rate: 2.35%
- Minimum Deposit: $1,000
Deposits over $100,000:
2.63% APY*
Rate: 2.60%
*APY = Annual Percentage Yield. IRAs/HSAs can be placed in any certificate in which the minimum deposit requirements can be met. Early withdrawal penalties may apply. Any fee incurred could reduce earnings. Please call to verify rates.
