Basic Checking
For Everyday Checking
Open a Basic CheckingWelcome Back Eagles!
You're just a few clicks away from receiving $50.
Anyone who lives, works, or worships in Chambers, Hardin, Jasper, Jefferson, Liberty, Newton, Orange, or Tyler County is eligible to join. Members can also sponsor their immediate family as members.
Please have the following information on hand before you begin opening your new account:
- Current Driver's License
- Current Email Address
- Social Security Number
- A funding method (debit card, credit card, or an ACH Debit from a checking or savings account you have with another financial institution)
There are a few requirements to open an account through our online membership application. You must be able to acknowledge the following:
- You are 18 years of age or older
- This account will be used for personal use only
- No applicant is subject to back up withholding
- You are not currently under an ID Theft Alert
Kick off the Semester with $50!
All students and staff are welcome to take advantage of this special offer as we kick off a new semester together.
As an added bonus, we’ll give you $50 when you open any checking account, get a custom LIT debit card, and enroll in eStatements! It’s our way of welcoming you back and helping you start the semester strong.
We look forward to seeing you soon! Let’s “Power On” together and make 2026 the best year yet.
Offer available for a limited time only for first time new members. A savings, checking, and debit card are required to receive the $50 cash incentive. The minimum opening deposit for a savings and checking account is $5 each. Accounts must be enrolled in eStatements. Other restrictions may apply. Contact the credit union for full details.
Please have the following information on hand before you begin opening your new account:
- Current Driver's License
- Current Email Address
- Social Security Number
- A funding method (debit card, credit card, or an ACH Debit from a checking or savings account you have with another financial institution)
There are a few requirements to open an account through our online membership application. You must be able to acknowledge the following:
- You are 18 years of age or older
- This account will be used for personal use only
- No applicant is subject to back up withholding
- You are not currently under an ID Theft Alert
Begin Your Application
Choose the Checking Account that is Right for You
Compare your options and see which checking account fits the way you bank.
Student Checking
For Ages 10-18
Learn More About Student CheckingLIT Student Checking
Tailored to LIT Students
Learn More About LIT Student CheckingAdvantage Checking
For Protection & Bonuses
Learn More About Advantage CheckingHi-Yield Checking
Higher Dividend Rates
Learn More About Hi-Yield Checking Basic Checking Student Checking LIT Student Checking Advantage Checking Hi-Yield Checking
NO Monthly Service Fees
NO Minimum Balance Requirements
NO Transaction Requirements -
NO NSF or Overdraft Fees - - -
NO ATM Fees* - -
NO Debit Card Replacement Fee - - -
Basic Checking Student Checking LIT Student Checking Advantage Checking Hi-Yield Checking
Earn Dividends -
Initial Deposit Match up to $25 - - -
Annual Birthday Reward of $10 - - -
Double Reward Points for Back to School - - -
Earn uChoose Reward Points -
Basic Checking Student Checking LIT Student Checking Advantage Checking Hi-Yield Checking
Free ID Theft Protection - - - -
Free Credit Monitoring and Score - - - -
Free Cell Phone Protection¹ - - - -
Free 24/7 Roadside Assistance - - - -
Free Emergency Travel Assistance - - - -
Free Pet Coverage - - - -
*ATM Fees: A terminal surcharge fee may still apply at certain ATMs. For a complete list of totally free ATMs, visit our ATM locations page. 1Cell Phone Protection: To receive cell phone protection, you must pay your cell phone bill from your DuGood advantage checking account. eStatements required for Advantage Checking Accounts. Other restrictions, terms, and conditions apply to services. Contact the credit union for complete Advantage Checking disclosures.