Home Equity Loans

Take advantage of the equity you’ve earned! Funds from a home equity loan can be used for any purpose such as Home Improvements, College Tuition and even to pay off Credit Card Debt.

Plus, for a limited time, you’ll get up to $400 Cash Back*

*Cash back offer valid for a limited time on qualifying home equity loans of $20,000 or more new money. Cash back is based on amount financed. Rates vary, are subject to change and are based on individual credit worthiness. Finance up to 80% of your home’s loan-to-value. A Home Equity loan of $100,000 for 30 years at 5.50% (5.5264% APR) will have a monthly payment of $688.18. Taxes and insurance are not included in this example, your actual payment may be higher. Other restrictions may apply. Contact credit union for complete details.

Compare Home Equity Loan Rates as low as:

Rates effective June 26, 2019


3.75% APR*

Maximum LTV is 80%


4.00% APR*

Maximum LTV is 80%


4.25% APR*

Maximum LTV is 80%


4.50% APR*

Maximum LTV is 80%


5.00% APR*

Maximum LTV is 80%

*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Home equity rates valid on first lien home equity loans only. Please call to verify listed rates and fees.

Meet Our Mortgage Team


Sandra Bickham
VP Mortgage Lending
(409) 726-2107


Susan Benoit
Mortgage Operations Manager
(409) 726-2115


Sandra Flanigan
Senior Mortgage Lender
(409) 726-2104


Sandy Ferrell
Senior Mortgage Lender
(409) 726-2106


Holly Barlow
Mortgage Loan Servicer


Candy Pitts
Mortgage Loan Processor
(409) 726-2111


Kristie Baxter
Mortgage Loan Processor III
(409) 726-2178

Here are a few ways we've helped others just like you.

"Getting a loan was quick and simple. Happy to join DuGood."

Ann Claire
Orange, TX

Member Since 2015

"Everyone greets you with a smile. I didn't have to wait long, and the loan officer went all out to help me. Very friendly credit union!"

Beaumont, TX

Member Since 1997

"The people at DuGood go above and beyond to help. I would definitely borrow from them again."

Vidor, TX

Member Since 1992

Not Sure of Your Home Equity Options?

Our Free Home Equity Loan Guide will point you in the right direction.

Home Equity Guide

Are you ready to get the money you need?

Apply now for your home equity loan.