Consumer Loan Rates
Compare DuGood Federal Credit Union's best loan rates and save money.
NEW & USED AUTO LOAN RATES
Rates effective March 1, 2025
| Vehicle Age | Term | APR* |
|---|---|---|
| Up to 2025 | 48 Months | 5.25% |
| 2021-2025 | 60 Months | 5.25% |
| 2022-2025 | 66 Months | 5.35% |
| 2023-2025 | 72 Months | 5.75% |
| 2024-2025 | 78 Months | 6.25% |
| New Autos Only | 84 Months | 6.50% |
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*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.
Other Secured Loans
Rates effective March 1, 2025
| Value | Term | APR* |
|---|---|---|
| 36 Months | 5.25% | |
| $25K+ | 60 Months | 6.25% |
| $25K+ | 72 Months | 6.50% |
| $25K+ | 84 Months | 7.25% |
| $25K+ | 96 Months | 7.50% |
| $50K+ | 120 Months | 7.75% |
| $75K+ | 180 Months | 8.50% |
*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.
Personal Loan Rates
Rates effective March 1, 2025
| Loan Type | Term | APR* |
|---|---|---|
| Personal | 60 Months | 11.75% |
| Home Owner Express | 72 Months | 11.75% |
| Line of Credit | Revolving | 11.25% |
| Share Secured | 3 - 60 Months | Dividend Rate + 3.00% |
| Certificate Secured | 3 - 60 Months | Dividend Rate + 3.00% |
*APR = Annual Percentage Rate. Loan rates quoted are based on A+ credit rating with a pre-approval. Actual rates will vary, are subject to change and are based on individual creditworthiness. Vehicle year model may affect the term of loan. Please call to verify listed rates.
Credit Card Rates
Rates effective March 1, 2025
| Loan Type | Term | APR* |
|---|---|---|
| Credit Card | Revolving | 11.90% - 18.00% |
*APR = Annual Percentage Rate. Restrictions apply, contact credit union for full details. Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Please call to verify listed rates and fees.