Stop losing money with checking account fees.
DuGood FCU
$0 Monthly Service Fee
- No minimum balance to avoid monthly service fee
- No ATM fee when you use our nationwide ATMs
- $5 overdraft protection transfer fee
- Dividends earned on balances of $1,000 or more
Chase Bank
$12 Monthly Service Fee
- $1,500 minimum balance to avoid monthly service fee
- $2.50 ATM fee charged for non-Chase ATMs in the US
- $0 overdraft protection transfer fee
- Dividends earned on combined balances of $15,000 or more
Wells Fargo Bank
$10 Monthly Service Fee
- $1,500 minimum balance to avoid monthly service fee
- $2.50 ATM fee charged for non-WF ATMs in the US
- $12.50 overdraft protection transfer fee
- Dividends earned on combined balances of $10,000 or more
Which Checking Account is Right for You?
Basic Checking |
Advantage Checking |
|
---|---|---|
Monthly Fee | $0 | $5 |
ATM Fees | $1 per transaction for out-of-network ATMs* | No ATM Fees* |
Dividends | Earn Dividends on Balances of $1,000 or more | Earn Dividends on Balances of $1,000 or more |
Minimum Balance Requirements | No Minimum Balance Requirements | No Minimum Balance Requirements |
Cell Phone Protection | No | Yes |
24/7 Roadside Assistance | No | Yes |
Identity Theft Protection | No | Yes |
Emergency Travel Assistance | No | Yes |
Pet Coverage | No | Yes |
*A terminal surcharge fee may still apply at certain ATMs. For a complete list of totally free ATMs, visit our ATM locations page.
Both Checking Accounts offer these Features
Enhance Your Checking Account to Protect Your Money.
Overdraft Protection
DuGood checking accounts can be enhanced with Overdraft Protection, which allows an automatic transfer of funds from another account of your choice. This helps avoid embarrassment when you try to make a purchase but don't have enough funds in your account.
A $5 fee per transfer will apply. Overdraft Protection excludes Money Market Accounts.
Restrictions may apply. Not all overdrafts are guaranteed.
Courtesy Pay
We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers. You also have the option to opt-in in for courtesy pay for ATM transactions and debit card purchases.
Restrictions may apply. Not all overdrafts are guaranteed.
Here are a few ways we've helped others just like you
Bonnie, Lumberton, TX
DuGood is a great credit union. Very fast service and able to answer our questions.
Zehron, Jasper, TX
All of the employees are very friendly and welcoming. It was easy to set up a checking and savings account. I am very happy with my experience at DuGood. Service is great!
Leann, Beaumont, TX
Great experience! Awesome people and great service. The staff is very friendly.
Get answers to frequently asked questions
What is your routing number?
How do I reorder checks?
How do I activate my debit card or change my debit card PIN?
How do I report a lost or stolen debit card?
How do I report debit card fraud?
Is there a daily spending limit on debit cards?
Is there a charge for replacing your debit card?
Advantage Checking
When will the $5 be drafted from my account?
If you choose Advantage Checking, $5 will be debited from your account on the first day of every month.
Who do I contact to get assistance or file a claim?
In order to file a claim, call:
- Identity D Theft Protection: call 1-866-210-0361.
- Cell Phone Coverage: call 1-866-210-0361 within 60 days of damage or theft.
- Roadside Assistance, Emergency Travel Assistance, Pet Coverage: call 1-877-275-2995, and the service rep will contact available companies to assist you.
What if I decide I want to discontinue my Advantage Checking?
No problem. If you decide you would like to revert back to our Basic Checking, contact our Member Services team at (409) 899-3430 and complete our form to opt out.