Stop losing money with checking account fees.

No Monthly Service Fees

No monthly service fees

No Minimum Balance Requirements

No minimum balance requirements

No Account Inquiry Fees

No account inquiry fees

  • DuGood FCU
  • $0 Monthly Service Fee
  • No minimum balance to avoid monthly service fee
  • No ATM fee when you use our nationwide ATMs
  • $5 overdraft protection transfer fee
  • Open your account.
  • Chase Bank
  • $12 Monthly Service Fee
  • $1,500 minimum balance to avoid monthly service fee
  • $2.50 ATM fee charged for non-Chase ATMs in the US 
  • $10 overdraft protection transfer fee
  • Wells Fargo Bank
  • $10 Monthly Service Fee
  • $1,500 minimum balance to avoid monthly service fee
  • $2.50 ATM fee charged for non-WF ATMs in the US
  • $12.50 overdraft protection transfer fee

Checking Account Features

Secure Online and Mobile Banking

Secure Online and Mobile Banking

Keeping your money safe and secure is our priority. You can feel good about banking with DuGood.

Remote Deposit

Remote Deposit

Enjoy the convenience of depositing a check anytime, anywhere. Snap a pic. Deposit a check. Get your money faster.

Free ATMs

Totally Free Nationwide ATMs

Get fast cash without the fees at thousands of ATMs across the Nation.

Nationwide Branches

Nationwide Branches

Access your account at thousands of credit union branches across the Nation.

Debit Card With Rewards

Debit Cards with Rewards

Earn rewards every time you use your DuGood debit card and sign for your purchases.  Your points can be redeemed for travel, merchandise, special events, cash for college, and more.

Account Alerts

Account Alerts

Don't miss a thing when it comes to your money. We've got many account alert options to keep you in the know.

Online Bill Pay

Online Bill Pay

Feel good knowing you can pay bills with a simple click and have no more worries about checks, stamps or late fees!



Do good for the earth and save a tree. Sign up for eStatements and have fast, free, secure access.

Enhance Your Checking Account to Protect Your Money.

overdraft protection

Overdraft Protection

DuGood checking accounts can be enhanced with Overdraft Protection, which allows an automatic transfer of funds from another account of your choice. This helps avoid embarrassment when you try to make a purchase but don't have enough funds in your account.

A $5 fee per transfer will apply. Overdraft Protection excludes Money Market Accounts.

Restrictions may apply.  Not all overdrafts are guaranteed. 

Courtesy Pay

We authorize and pay overdrafts for members 18 and older at our discretion for checks and other transactions made using your checking account number, automatic bill payments, ACH transactions, and other electronic funds transfers. You also have the option to opt-in in for courtesy pay for ATM transactions and debit card purchases.

Restrictions may apply.  Not all overdrafts are guaranteed. 

courtesy pay

Are you ready to open a checking account?

Apply now in about 10-minutes.

Here are a few ways we've helped others just like you

Bonnie, Lumberton, TX

DuGood is a great credit union. Very fast service and able to answer our questions.

Zehron, Jasper, TX

All of the employees are very friendly and welcoming. It was easy to set up a checking and savings account. I am very happy with my experience at DuGood.  Service is great!

Leann, Beaumont, TX

Great experience! Awesome people and great service. The staff is very friendly.

Have a question about a checking account but don't want to wait on hold?

Request a call back.

Get answers to frequently asked questions

+ What is your routing number?

Our routing number is 313186679.

+ How do I reorder checks?

+ How do I activate my debit card or change my debit card PIN?

Please call (800) 992-3808.

+ How do I report a lost or stolen debit card?

Please call (800) 472-3272.

+ How do I report debit card fraud?

Please call (800) 262-2024.

+ What are courtesy pay limits?

Courtesy Pay limits will increase automatically:

Checking accounts opened for less than 1 year: $500
Checking accounts opened for over 1 year: $750
Checking accounts opened for over 2 years: $1,000

+ Is there a daily spending limit on debit cards?

Yes. The daily limit on debit cards is $1,500 for point of sale transactions and $500 for ATM transactions.

+ Is there a charge for replacing your debit card?

Yes. You can replace your debit card for just $10.

+ Do I need to let the credit union know if I plan to travel with my debit card?

Yes. The credit union will need to place a travel indicator on your card for the fraud department.