Save Now with a Low Introductory Rate of 4.90% APR*

Apply now in less than 10-minutes.

Stop losing money with high interest credit cards.

We want your credit card to help you FEEL GOOD about saving money when you enjoy:

low introdutory rate

A Low Introductory Rate

no annual fees

No Annual Fees

no cash advance fees

No Cash
Advance Fees

no over the limit fees

No Over
the Limit Fees 


Helpful Money Saving Tip: Save even more money by transferring high rate credit card balances from other lenders to your DuGood credit card. New cardholders can enjoy a low introductory rate for six months on all purchases and balance transfers made within the first six months.

Introductory rates are valid for six months on all purchases and balance transfers made within the first six months. After the introductory period, rate will revert back to the rate based on approved credit. Restrictions apply. Contact the credit union for complete details.

*APR = Annual Percentage Rate
Please note: Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Rates are subject to change without notice. DuGood FCU is not responsible for typographical errors. Please call to verify listed rates and fees.

*The promotional rate of 4.9% is an introductory rate for new cardholders with credit scores of 640 and above.  The rate is valid for six months on all purchases and balance transfers made within the first six months.  After the introductory period, the rate will revert to the rate based on approved credit. Regular rates vary from 8.25% - 18%.

Relax and FEEL GOOD with additional credit card protection.

id theft protection

Free ID Theft Protection

ID Theft Protection Service provides you with the reassurance that if identity theft strikes, a professional recovery advocate is standing by, ready to restore your identity as close as possible to pre-theft status, no matter how long it takes.

This protection is free for DuGood credit cardholders and covers all types of identity theft from stolen credit cards, check fraud, investments, loans, to worse case scenarios where recovery involves extensive communication with multiple agencies. Plus, it covers all of your financial accounts – not just those with DuGood .

Free Online Shopping Protection

We've partnered with MasterCard to give you additional protection against unauthorized use of your enrolled credit card when you shop online.

Step 1: Click here to register your credit card and create your SecureCode.

Step 2: A window will pop up asking for your SecureCode each time you make a purchase online.

Step 3: Enter your SecureCode to confirm you are the authorized cardholder and your purchase is complete.

online shopping

Are you ready to open a credit card that does good for you?

Apply now in less than 10-minutes.

We're on a mission to DO GOOD for Southeast Texas.

And, we do this by helping you FEEL GOOD about your credit card.

Here are a few ways we have helped DO GOOD for others just like you...

Cindy, Lumberton, TX

"Megan went the extra mile to help. She is sincere and gave me several options to choose from and then advised me on what would help me the most. I will definitely do all my banking here. It was a very personable experience."

Nate, Orange, TX

"I needed a credit union that was affordable, and DuGood was perfect by price and service!"

Rene, Port Arthur, TX

"DuGood is known for their community service, convenience, and friendly employees. They are some of the friendliest people I've ever met."

Have a question about a credit card but don't want to wait on hold?

Request a call back.

Get answers to frequently asked questions

+ How do I activate my credit card or change my credit card PIN?
Please call (855) 615-5740 to activate a credit card or change your credit card PIN.
+ How do I report a lost or stolen credit card?
Please call (855) 615-5740 to report a lost or stolen credit card.
+ Where do I pay my credit card bill?
Log in to online banking and select your credit card account on the My Accounts screen of online banking. Here, you will be able to view your statements, transaction history, and pay your bill.
+ Does your credit card offer any insurance protection for rentals or luggage when traveling?
No. Our credit cards do not offer any type of insurance for rentals or luggage at this time.
+ How long will it take to receive my credit card in the mail?
After your credit card is approved, you should receive it in 7-10 business days.