Need help getting started? Give us a call at (409) 241-2248

Stop losing money with high interest credit cards.

A Low Intro Rate

No Annual Fees

No Cash Advance Fees

No Over the Limit Fees

Helpful Money Saving Tip: Save even more money by transferring high rate credit card balances from other lenders to your DuGood credit card. New cardholders can enjoy a low introductory rate for six months on all purchases and balance transfers made within the first six months.

Relax with additional credit card protection.

Digital Wallet

Enjoy an extra layer of security when you add your credit card to Apple Pay, Android Pay, or Samsung Pay. Your card number will never be shared with merchants or stored on a server.

Start using Digital Wallet >>


CardValet is a free mobile app that allows you to turn your credit card on and off, set restrictions on where your card can be used, establish spending limits, and so much more.

Download the app >>

Free Online Shopping Protection

We've partnered with MasterCard to give you additional protection against unauthorized use of your credit card when you shop online.

Are you ready to get a credit card ?

Save Now with a Low Introductory Rate of 4.90% APR*

Apply now in less than 10-minutes.

Here are a few ways we've helped others just like you

Cindy, Lumberton, TX

"Megan went the extra mile to help. She is sincere and gave me several options to choose from and then advised me on what would help me the most. I will definitely do all my banking here. It was a very personable experience."

Nate, Orange, TX

"I needed a credit union that was affordable, and DuGood was perfect by price and service!"

Rene, Port Arthur, TX

"DuGood is known for their community service, convenience, and friendly employees. They are some of the friendliest people I've ever met."

Download our free Credit Card Guide

It breaks down the whole process step by step. Inside, you'll learn how to decide whether you need a credit card, how to get one, how to manage it wisely, and more!

Get answers to frequently asked questions

The following content sections are accordions, but are always visible for screen reader users. These controls do not have any effect for screen reader users.

Please call (855) 615-5740 to activate a credit card or change your credit card PIN.

Please call (855) 615-5740 to report a lost or stolen credit card.

Log in to online banking and select your credit card account on the My Accounts screen of online banking. Here, you will be able to view your statements, transaction history, and pay your bill.

No. Our credit cards do not offer any type of insurance for rentals or luggage at this time.

After your credit card is approved, you should receive it in 7-10 business days.

*APR = Annual Percentage Rate. The promotional rate of 4.90% is an introductory rate for new cardholders with credit scores of 640 and above.  The rate is valid for six months on all purchases and balance transfers made within the first six months. After the introductory period, the rate will revert to the rate based on approved credit. Regular rates vary from 8.25% - 18.00%.

Loan rates quoted are based on A+ credit rating. Actual rates will vary and are based on individual creditworthiness. Rates are subject to change without notice. DuGood FCU is not responsible for typographical errors. Please call to verify listed rates and fees.

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